
Stop feeling stressed about money.
You are not bad with money — you need a plan that works for your life.
Not sure if coaching is right for you? Schedule a brief clarity call
✓ Accredited Financial Counselor® Candidate ✓ Ramsey Solutions Master Financial Coach ✓ Virtual Coaching Nationwide
Money Feels Heavier Than It Should
The stress follows you everywhere — even when your career or life feels stable.
- You avoid logging into certain accounts
- You feel guilt or second-guess yourself after spending
- You argue about money late at night
- You worry you should be further along by now
You don’t need more shame. You need a clear plan and someone to walk with you through it.
“Coaching with Renee has made it clear that the process is doable.
I learned that you don’t have to do things you hate to get out of debt.
You can make it fun as well.”
– Matthew R.
“I felt comfortable sharing my concerns with Renee.
She listens and encourages.
When you’re talking about something as personal as money, you need a good listener.
Renee listened and provides guidance.”
– Joan C.

Real Goals. Real Progress.
Managing debt, savings, and financial decisions can be exhausting without the right guidance.
Gain Control Over Debt
- Stop living paycheck to paycheck
- Create a focused payoff plan
- Make measurable progress every month
Build Stability and Security
- Create an emergency fund you can rely on
- Save intentionally for your family’s future
- Make decisions without constant anxiety
Create the Lifestyle & Legacy You Want
- Upgrade your home or lifestyle thoughtfully
- Plan for retirement with clarity
- Build a legacy that reflects your values and hard work
Not sure if it’s right for you? Schedule a brief clarity call.
Meet Your Coach
I’m Renee Chapman, founder of Climb Higher Financial Coaching. I believe long-term financial goals are achieved through consistent daily habits aligned with a clear plan.
Through structured coaching, practical action steps, and steady accountability, I help clients make meaningful change for long-term success.
- Accredited Financial Counselor® Candidate
- Ramsey Solutions Master Financial Coach
- Serving clients nationwide
Trusted Support
“I reached out to Renee for some personal financial advice and planning. She was so helpful in getting my debt payoff started, clearing up any questions that I had, and I am so very grateful. I was hesitant to get personal counseling, but it was so very helpful. Renee was knowledgeable and very caring.“
– Shelle K.
Never Too Late to Start
“”Before coaching with Renee, I lived paycheck to paycheck with growing debt and no savings. Renee helped me create my first real budget at age 55 and prioritize my financial goals. Now I’m building an emergency fund and feel confident knowing she’s there to support me. She’s truly wonderful and knowledgeable.“
– Elena K.
Financial Coaching Services for Clarity and Confidence
Start where it feels right for you. Whether you need clarity, accountability, or a strong financial foundation, each service is designed to help you feel calm, confident, and in control of your money.
💰 Budget Mastery Session
Get a personalized budget that gives you clarity on where your money is going and a spending plan built for your real life.
Ideal if you feel overwhelmed, stuck, or simply ready for clarity.
- Pre-session financial review
- 90-minute collaborative deep dive
- Personalized budget strategy
- 12-month spending roadmap
- Clear, practical next steps
- 15-minute follow-up session
Clients leave feeling less anxious and more confident about their money decisions.
📈 Monthly Coaching
Ongoing support to reduce debt, grow savings, and build habits that stick — without feeling judged or overwhelmed.
Ideal for accountability, guidance, and steady progress.
- 60-minute monthly coaching session
- Two 15-minute check-ins
- Email support between sessions
- Guidance through financial challenges
- Clear action steps each month
No long-term commitment. Decide month by month.
👩💼 Young Professionals
Build confidence managing your money and create a strong financial foundation from the start.
Nonjudgmental guidance for young adults navigating money on their own.
- Create a realistic budget
- Develop healthy money habits
- Build savings confidence
- Receive accountability and support
Clients leave feeling supported and confident making their own financial decisions.
💛 Clarity Call
Not sure where to start? Schedule a 20-minute Clarity Call to explore your goals and determine the right next step — without pressure.
- Low-pressure introductory conversation
- Discuss your current financial season
- Determine if coaching is the right fit
- Clarify your next best step
If you’re navigating financial hardship and unsure what support is possible, we can discuss options during this call.
Still Unsure? Let’s Talk
You don’t need to have everything figured out before booking. Schedule a 30-minute Clarity Call to get answers to your specific questions.
From Overwhelmed to In Control
Real change is possible — even if you feel stuck right now.
“The burden of my monthly bills, expenses, and crushing debt became
completely overwhelming, leaving me
suffocating under constant financial pressure despite
not living a lavish lifestyle. Recognizing I needed
urgent help to stop money from controlling my life,
I researched financial coaches and quickly identified Renee as the perfect fit.
Her unique combination of
tactical wisdom and vigorous encouragement felt like a
lifeline thrown to me in rough waters. Even though fear and doubt
often tried to sabotage my efforts, implementing Renee’s
strategic financial architecture allowed me to not only
escape my debt cycle but also
visualize a future of wealth and autonomy.
While it is terrifying to expose your financial struggles, remaining in the same
paralyzing cycle and expecting a different outcome is a tragedy
you can avoid. It is time to let Renee help you
rewrite your financial story.”
— Doug S.
It’s Time to Take Control of Your Money
Let’s create a plan that works for your life — and your future.
Book My Budget Mastery Session
Prefer to talk first? Schedule a clarity call.
No pressure. No judgment. Just support.
Have Additional Questions?
From how sessions work to what support looks like, you’ll find answers to the most common questions to help you decide if coaching is right for you.
Climb Higher Financial Coaching, LLC
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