Helping You Take Control of Your Money So You Can Take Control of Your Life
If you feel overwhelmed, stressed, or unsure where to start with your money, you’re not alone. Many people were never taught how to budget, plan, or build healthy financial habits. That’s why Climb Higher Financial Coaching exists—to give you the clarity, tools, and confidence you need to move forward.
I’m Renee Chapman, founder of Climb Higher Financial Coaching. I specialize in helping individuals, couples, and families reduce stress, build structure, and gain control of their financial futures. My approach is practical, judgment-free, and focused on real-life progress—not perfection.
My Story: From Financial Struggle to Financial Stability
I grew up in a family where money was tight and uncertainty was constant. Later, as a single parent after divorce, I found myself facing many of the same challenges—stretching every dollar, feeling overwhelmed, and trying to build stability on my own.
Those experiences shaped me. They taught me the power of practical money management and the peace that comes from feeling in control.
Professionally, I managed tight municipal budgets as a Parks and Recreation Director, where I became known for rebuilding struggling departments and maximizing limited resources. That budgeting experience ultimately became the foundation of my coaching work.
Today, as a military spouse and mom of a blended family of nine, I understand the financial realities everyday people face—because I’ve lived them.
I started Climb Higher to help you break the paycheck-to-paycheck cycle and build a financial future you can rely on.
Who I Help
I coach people who want to:
• Stop feeling overwhelmed by their finances
• Break free from the paycheck-to-paycheck cycle
• Learn how to budget with confidence
• Create a clear debt payoff plan
• Build savings and financial stability
• Feel organized and in control again
Whether you’re starting fresh, recovering from setbacks, or simply wanting a better system, I help you build a plan that fits your life—not a perfect version of one.
My Coaching Approach
My coaching focuses on behavior change, clarity, and confidence. I guide you through:
• Understanding where your money is going
• Setting up a budget that actually works for real life
• Creating step-by-step plans for debt payoff and saving
• Building habits that reduce stress and increase control
• Learning how to make decisions with confidence
All coaching is done through Zoom, giving you privacy, flexibility, and support from wherever you are.
Credentials and Training
• Accredited Financial Counselor (AFC) Candidate
• Ramsey Preferred Financial Coach
• Member, Association for Financial Counseling & Planning Education (AFCPE)
• Experienced Financial Peace University Facilitator
My work combines lived experience, professional training, and years of real-world budgeting expertise.
Mission Statement
To guide you in taking control of your money so you can take control of your life—building confidence, reducing stress, and creating a financial future you can rely on.
Core Values
Clarity
Simple, practical guidance that helps you understand your money and your choices.
Compassion
Financial coaching delivered without judgment—because everyone deserves a fresh start.
Empowerment
Tools and support that help you take control, build confidence, and create long-term financial stability.
Honesty
Straightforward communication and trustworthy guidance focused on your best interests.
Progress Over Perfection
Real change comes from consistent steps, not unrealistic expectations.
Ready to Feel More Confident With Your Money?
If you’re ready to reduce stress and build a financial plan you can trust, I’m here to guide you—step by step.
Book your complimentary Intro Session today and take the first step toward a calmer, more confident financial future.
Climb Higher Financial Coaching, LLC
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