You might think living paycheck to paycheck only happens to people who don’t make much money. But that’s not true.
According to Bankrate’s latest survey, 34% of American workers live paycheck to paycheck. That’s more than 1 in 3 people—and it includes people at all income levels:
- 43% of people earning less than $50K
- 36% of those earning $80K–$99K
- Even 24% of people earning over $100K
Financial stress isn’t just about how much you make. It’s about having the tools to manage what you have.
If You’re Struggling With…
💸 Worrying about bills each month
💸 Feeling embarrassed about your savings
💸 Trying to pay off debt with no clear plan
💸 Wondering why this feels harder than it should
You’re not alone. And more importantly—you’re not failing.
What’s Driving This Struggle?
- Rising costs of everyday expenses like housing and groceries
- Lack of savings for emergencies or unexpected expenses
- Feeling stuck without a clear budget or financial plan
These challenges are real, and they affect people at every income level. In fact, nearly half of Americans say money is negatively impacting their mental health.
How to Break Free from Living Paycheck to Paycheck
The good news: You don’t have to keep feeling stuck.
Start by learning tools and strategies that actually work for your life. Whether your income fluctuates or feels stretched too thin, building a realistic budget and emergency savings can make a big difference.
If money anxiety is holding you back, check out this related post:
➡️ How to Overcome Financial Anxiety and Stop Living Paycheck to Paycheck
You Don’t Have to Figure This Out Alone
I’ve helped people from all income levels feel more confident, more in control, and less overwhelmed about money.
Ready to take that first step?
👉 Book a free introductory coaching session today
No shame. No judgment. Just real support and a plan that works.