About Climb Higher Financial Coaching

Helping You Build Confidence and Control Over Your Financial Future

Are you feeling overwhelmed by financial stress and unsure how to build a secure, confident financial future? You’re not alone—and I’m here to help.

I’m Renee Chapman, a passionate financial coach specializing in budgeting help, debt reduction, and financial counseling for individuals, families, and military spouses. As the founder of Climb Higher Financial Coaching and an Accredited Financial Counselor® (AFC®) candidate, I combine professional expertise with real-life experience to empower you to take control of your money and build lasting financial confidence.

My Story: Real-Life Experience Meets Professional Expertise

Raised by a single mother, I learned early the impact financial hardship can have on a family. Later, as a single parent myself after divorce, I faced the challenges of managing a household on a single income. These experiences taught me the importance of practical money management, resilience, and the peace that comes from financial control.

Professionally, I spent years managing tight municipal budgets as a parks and recreation director, where I earned a reputation as a “Leslie Knope” for revitalizing rural recreation departments. Now, I bring that same dedication and budgeting expertise to my coaching practice.

Today, as a married military spouse and mother to three college students and four young bonus children, I understand the unique financial challenges faced by large families and busy households. I founded Climb Higher Financial Coaching to help people just like you reduce financial stress, eliminate debt, and build a future you can rely on.

Who I Help: Individuals and Families

• Break free from the paycheck-to-paycheck cycle
• Develop sustainable budgeting habits
• Reduce debt and build savings
• Overcome financial stress and fear
• Gain confidence and control over their money

Whether you’re just starting your financial journey, restarting after setbacks, or seeking to strengthen your money management skills, I provide personalized coaching tailored to your unique situation and goals.

My Coaching Approach: Practical, Compassionate, and Behavior-Focused

I especially love helping clients learn to budget because budgeting is a foundational financial behavior that shapes all other progress. By focusing on behavior with money, I guide you to develop habits that empower you to take control, reduce stress, and build lasting financial health.

As a Ramsey Preferred Financial Coach and a member of the Association for Financial Counseling & Planning Education® (AFCPE®), I use proven strategies and tools to help you gain clarity, create a sustainable plan, and stay accountable—all at a pace that works for you.

I also volunteer as a facilitator for Dave Ramsey’s Financial Peace University, where I’ve helped many individuals and families take practical steps toward debt elimination and financial peace.

Credentials and Commitment to Ongoing Learning

• Accredited Financial Counselor® (AFC®) Candidate
• Ramsey Preferred Financial Coach
• Member, Association for Financial Counseling & Planning Education® (AFCPE®)
• Experienced Financial Peace University Facilitator

Ready to Take Control of Your Financial Future?

If you’re ready to climb higher with your finances, reduce stress, and build a strong financial foundation, I’m here to help. Let’s work together to create a personalized plan that fits your life and helps you achieve your goals.