Blog
Debt Snowball vs Avalanche: Which is Right for You?
(Spoiler: The One You’ll Actually Stick To) You’ve got debt, and you want it gone. So you search online, ask around, maybe even start a spreadsheet… and then stall out. Sound familiar? When my clients first come to me, they’re not lacking motivation—they’re overwhelmed by options. Snowball? Avalanche? Balance transfers?…
Accredited Financial Counselor® (AFC®) Candidate Now Offering Free Coaching Sessions
Exciting news from Climb Higher Financial Coaching—I’ve officially passed the Accredited Financial Counselor® (AFC®) exam! After months of dedicated study, I completed this rigorous 3-hour exam, which covers a wide range of topics including budgeting, debt reduction, retirement planning, and behavioral finance. This certification, issued by the Association for Financial…
Smart Ways to Use Your Tax Refund for Financial Freedom
Imagine waking up every morning with a sense of financial peace. No more sleepless nights worrying about how to cover rising costs or pay off debt. This tax season, your refund can be more than just a bonus; it can be the key to unlocking a brighter financial future. The…
How to Overcome Financial Anxiety and Stop Living Paycheck to Paycheck
What money fears keep you up at night? Maybe it’s that sinking feeling when your card is declined. Or the stress of watching your paycheck disappear the same day it arrives. Those quiet whispers of doubt in the back of your mind? You’re not alone — and you’re not broken.…
Happy New Year – Make 2025 Your Best Financial Year Yet!
Financial Goal Setting for 2025 As we step into 2025, it’s the perfect time to take a good look at our money situation and set some goals for the year ahead. Whether you’re hoping to save more from each paycheck, get rid of some debt, or start planning for a…
I’m Debt Free – Do I Need a Financial Coach?
I would love to share some insights on why financial coach services can be beneficial, even if you’re already debt-free. In three months, take a moment to reflect on the progress you have made toward your goals without a financial coach. If you feel like you’re not quite on track,…
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