Blog
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Financial Confidence Isn’t Found In How Much You Earn
Are you stressed about money, feeling like you’re always living paycheck to paycheck, or unsure how to get ahead? You’re not alone. Financial confidence isn’t about earning more — it’s about planning for what matters most and making intentional decisions with your money. My Journey to Financial Confidence For years,…
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🎉 Celebrate Park and Recreation Professionals Day with a Free Month of Financial Coaching
You work long hours, pour your heart into programs, and serve your community with everything you have. But when it comes to your own finances, it’s easy to feel overwhelmed or stuck. Most Parks and Recreation professionals are incredible at supporting others—but rarely get help for their own financial wellness.…
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People Are Living Paycheck to Paycheck — No Matter Their Income
You might think living paycheck to paycheck only happens to people who don’t make much money. But that’s not true. According to Bankrate’s latest survey, 34% of American workers live paycheck to paycheck. That’s more than 1 in 3 people—and it includes people at all income levels: Financial stress isn’t…
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The Six-Figure Struggle: Why Earning More Doesn’t Mean Financial Freedom
When people think about financial stress, they often picture someone with a low income, struggling to get by. But one of the most surprising patterns I’ve seen in my work as a financial coach is how many high earners, those making six-figure incomes, struggle to get by and feel completely…
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Debt Snowball vs Avalanche: Which is Right for You?
(Spoiler: The One You’ll Actually Stick To) You’ve got debt, and you want it gone. So you search online, ask around, maybe even start a spreadsheet… and then stall out. Sound familiar? When my clients first come to me, they’re not lacking motivation—they’re overwhelmed by options. Snowball? Avalanche? Balance transfers?…
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Accredited Financial Counselor® (AFC®) Candidate Now Offering Free Coaching Sessions
Exciting news from Climb Higher Financial Coaching—I’ve officially passed the Accredited Financial Counselor® (AFC®) exam! After months of dedicated study, I completed this rigorous 3-hour exam, which covers a wide range of topics including budgeting, debt reduction, retirement planning, and behavioral finance. This certification, issued by the Association for Financial…
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